How Outlive Is Different
More Than Money.
This Is About Time, Health, and Purpose.
A fee-only fiduciary financial planner integrating healthspan, longevity science, Bitcoin, and macroeconomic awareness into comprehensive financial planning for high-income millennials.
Most financial advisors ask: How much do you need to retire someday?
At Outlive, I ask a different question:What would it take to live well today—without sacrificing tomorrow?
I believe true wealth means having the freedom to spend your time well, invest in your health,
and integrate your money with what matters most.
You Only Get One Body
We plan for portfolios, real estate, education... But what about the body that carries you through it all?
I believe your healthspan is your wealthspan. That means building a financial life that supports:
- High-quality food
- Daily movement and exercise
- Proactive diagnostics, lab work, and testing
- Medical freedom, including out-of-pocket care and supplements
Your money should help you stay strong,
not just look strong on paper.
You Don't Get Time Back
Too many people sacrifice the best years of their lives for a future they may never reach.
At Outlive, I help you reclaim your time. That means:
- Creating a cash flow plan that supports abundance
- Choosing when enough is enough
- Structuring your finances to allow for flexibility, joy, and time with people you love
I plan with intention so your
money supports your values.
Finance 3.0 - A New Model for a Changing World
The world is changing. Fast.
From rising healthcare costs and longer lifespans to unsustainable debt and a weakening dollar, the old model of financial advice is...old.
At Outlive, I take a forward-thinking approach to wealth:
- Long-term, macro-aware planning
- Resilience in the face of uncertainty
- Strategies that allow a sense of autonomy and purchasing power
Inspired by macroeconomic thinkers like Ray Dalio and Lyn Alden, and healthcare innovators like Dr. Casey Means, I build plans that account for inflation, monetary debasement, healthspan, and long-term structural shifts most advisors ignore.
That’s why I include assets such as Bitcoin as a potential long-term store of value. One that operates outside a system defined by centralization and monetary debasement.
I don’t sell products. I don’t take
commissions. I’m a fee-only fiduciary.
That means my only commitment is to you.
Frequently Asked Questions
What's with the name "Outlive"?
According to Merriam-Webster, outlive means to live beyond or longer than. But to me it is not just about living longer, it is about living deeper. Outlive means investing in what truly lasts: your health, your time, your purpose. That is the heart of Outlive Financial Planning.
How do you incorporate health and longevity into financial planning?
Most financial plans ignore the body entirely. I think that is a mistake and here is why. Research published in 2022 found that 80% of premature deaths stem from four conditions: heart disease, cancer, neurodegenerative disease, and metabolic disease. These are not just health outcomes, they are financial ones. Fidelity estimates a 65-year-old couple may need $340,000 after tax just to cover healthcare in retirement, not including long-term care which can run $127,000 per year. Chronic disease can easily double those numbers. Healthspan planning means intentionally aligning your financial life with choices that extend your years of good health. That includes budgeting for quality food, regular lab work, proactive diagnostics, and out-of-pocket care today so you are not paying catastrophic costs later. Deloitte projects that proactive prevention could reduce per-person Medicare costs by $18,000 annually by 2040. If you are planning to live an active life into your 80s and 90s, your savings rate, insurance strategy, and retirement timeline all look different than someone planning a traditional retirement. I factor healthspan alongside wealthspan because the two are inseparable. It is one of the reasons I built Outlive.
What is monetary debasement and why does it affect my financial plan?
Most people think of inflation as the biggest risk to their retirement portfolio. Monetary debasement shouldn't be forgotten about either. It happens when a government expands the money supply faster than the economy grows, structurally reducing the purchasing power of every dollar you hold. In 2020 alone, the U.S. M2 money supply grew 19%, followed by another 16% in 2021, adding roughly $6.3 trillion to a base of $15.4 trillion, a 40% expansion in two years. That was not transitory. Today approximately 26% of all dollars in circulation have been created since January 2020. This is currency debasement, a structural shift that affects how you should think about savings, asset allocation, and long-term wealth preservation. Understanding what Wall Street now calls the debasement trade is becoming essential financial literacy for anyone who wants to protect their purchasing power over the long term.
Why do you talk so much about health in a financial planning business?
We have all heard the story, maybe even lived it through someone we love: someone who worked hard, saved well, and retired with plenty, only to find their health could not keep up. I believe financial planning should not just be about someday. It should support a life that is active, healthy, and meaningful right now. Our energy, mobility, and strength, for ourselves and our families, are essential to enjoying life both today and for decades to come.
Who is Outlive Financial Planning's ideal client?
High-income millennials and their families in their late 20s through early 40s who have complex financial lives and want more than a portfolio manager. Typically they are business owners, military officers or veterans, tech professionals, medical professionals, airline pilots, or entrepreneurs navigating a liquidity event or rapid income growth. They invest in their health, follow longevity science, and want a financial plan that reflects how they actually want to live, not just a number to hit at retirement.
Why do you talk about Bitcoin?
I draw a clear distinction between Bitcoin and other cryptocurrencies. I view Bitcoin as a preeminent digital property and a long-term store of value, a way to preserve the monetary energy people work hard for across time and space, especially in a world of rising debt, hidden inflation, and growing uncertainty. I do not push Bitcoin on clients, but if you are curious I am one of the few advisors who understands it deeply and I am happy to help you explore whether it fits into your broader financial picture.
Do you work virtually or in person?
I work virtually with most clients which gives us both more flexibility and time. If you are local to San Diego I am available for in-person meetings, bonus points if it involves a trail, a wave, or strong coffee.
Do you charge for the first meeting?
There is no charge. The first meeting is a relaxed, no-pressure call to explore your goals and see if working together makes sense.
Are you like other financial advisors?
Negative. I am a fee-only fiduciary financial planner which means I do not sell products, earn commissions, or answer to a big firm. I only work for you. What sets me apart even more is how I think about the role of money. To me financial planning is not just about maximizing returns, it is about using your finances to prioritize what actually matters: your health, your time, and how you want to live.
Time. Health. Purpose.
I believe true wealth means having the freedom to spend your time well, invest in your health, and integrate your money with what matters most.